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Writer's pictureGavin Jones

The Secret Microsoft Doesn’t Want You to Know About Co-Pilot: How to Get Premium Features for FREE

Have you ever felt overwhelmed by the sheer number of tools Microsoft 365 throws at you? Or maybe you've heard about Microsoft's Co-Pilot—this game-changing AI assistant—and thought, "That sounds great, but I’m not ready to shell out for it." If that sounds like you, you're not alone. Microsoft’s AI-driven Co-Pilot for 365 has been making waves, but there’s a secret they’re keeping close to the chest. You can get much of the paid Co-Pilot’s functionality... for free.


In this blog, we’re going to expose the truth Microsoft doesn’t want you to know and show you how to harness the power of Co-Pilot for free. We'll break down the differences between paid and free versions, and I’ll even walk you through some hacks to unlock premium-like features without spending a dime. Ready to dive in? Let’s go!



The Co-Pilot Confusion


The first thing Microsoft did to confuse people was overloading them with Co-Pilot options. You’ve got the full-blown paid Co-Pilot for Microsoft 365, which is integrated into apps like PowerPoint, Excel, and Word. This version automatically scans your organization's data and gives you insights, suggestions, and even creates content within these applications.


Sounds amazing, right? But what they don’t tell you upfront is that there’s also a free Co-Pilot available through Microsoft’s online platform—and it’s not just some watered-down, useless version. This free Co-Pilot can tap into web-based AI (similar to ChatGPT), but it’s also built to securely handle your organization's data with advanced security features.



The PowerPoint Face-Off: Paid vs. Free


Let’s start with PowerPoint. The paid version of Co-Pilot can build a presentation based on any file you upload. Sounds like a time-saver... until you run into its quirks. The reality is, sometimes it’s hit-or-miss. Co-Pilot can get confused, fail to find files, or worse—give you something that’s far from what you wanted.


But here’s the secret sauce: you can almost replicate this for free. Yes, the free version won’t build your slides directly in PowerPoint, but it will create the content for your slides. All you have to do is upload a file (like a text document) into the free Co-Pilot, and it’ll generate bullet points and slide content based on that file. Sure, you’ll need to copy and paste the content into PowerPoint, but for most people, that’s a small price to pay to avoid the hefty subscription.


Excel: Where Free Beats Paid


Now, if you’re an Excel lover, buckle up—because this might blow your mind. In the paid Co-Pilot, you can ask it to create formulas, summarize data, and generate charts. But here’s where things get interesting: the free Co-Pilot can do this better in some cases.


Let me explain. The paid version struggles if your data isn’t perfectly formatted. It can’t always recognize tables or interpret messy data. But if you upload the same file into the free Co-Pilot, it doesn’t give up so easily. It will analyze your data, generate summaries, and even suggest formulas that work, regardless of how clean (or messy) your spreadsheet is.


Here’s the kicker: the free version actually generated accurate results, while the paid version couldn’t even recognize my data. Let that sink in for a minute. Sometimes the free version outperforms the paid one!



Word Magic: Summarizing Documents Without the Premium Price Tag


In Microsoft Word, the paid Co-Pilot is supposed to be your AI writing assistant, summarizing documents, suggesting edits, and even rewriting content. But guess what? The free Co-Pilot can do most of this too—and it’s easier than you think.


The paid Co-Pilot allows you to work within Word, but you can get similar results by uploading your document into the free version. Just copy and paste the text, ask the AI to summarize it, and boom—you’ve got a clean, professional summary in seconds. Need a rewrite? Ask for one. Want to turn that document into a marketing-friendly email or blog post? You can do it without paying a cent.


Sure, the free version might make you do a bit more copy-pasting, but in exchange for saving $30+ per user, per month? That’s a no-brainer.



The Killer Meeting Feature Microsoft Wants You to Pay For


Let’s talk about meetings. If you’ve ever tried to keep up with action items, notes, and key takeaways from meetings, Co-Pilot for Teams (paid) promises to make your life easier. It generates meeting summaries, pulls out key points, and organizes action items automatically.


But again, the secret Microsoft doesn’t want you to know is that you can get 90% of these features for free. How? By downloading the transcript from Microsoft Teams and uploading it into the free Co-Pilot. Simply prompt it to generate meeting notes or extract key takeaways, and voilà—you’ve got your action items, all without the premium price.


Sure, the paid version automates the whole process and can do some advanced tricks like joining meetings for you. But if you’re not ready to invest in the paid version, the free Co-Pilot’s ability to summarize and organize from transcripts will do the job for most teams.



The Future of Co-Pilot: Is Paid Still Worth It?


Now, don’t get me wrong—there’s still some next-level stuff coming down the pipeline for paid Co-Pilot. Microsoft is working on things like creating custom chatbots from SharePoint sites, integrating AI more deeply into meetings, and acting more like an AI-powered colleague than just a digital assistant.


These high-end features will likely remain exclusive to the paid version. But here’s the deal: if you just need the basics, like generating slides, summarizing documents, or creating charts in Excel, you can do nearly all of this for free. And most people, at least for now, will find that the free version of Co-Pilot covers their needs more than adequately.



The Bottom Line: Microsoft’s Biggest Secret

Microsoft wants you to think that the paid version of Co-Pilot is the only option for serious professionals. But now you know the truth—you can get a lot of the same AI-powered features for free, using the web-based version of Co-Pilot.


The big takeaway? If you’re on the fence about paying for Co-Pilot, start with the free version. Use the hacks I’ve shared in this post to unlock the AI magic Microsoft would rather you pay for. You might just find that the free version does everything you need.

And if Microsoft comes knocking, well… you didn’t hear it from me 😉



Action Steps:

  1. Test out free Co-Pilot by heading to copilot.microsoft.com.

  2. Try uploading a document, spreadsheet, or presentation and experiment with prompts.

  3. Compare the results to what you’d expect from the paid version and decide if the extra cost is worth it for your use case.

  4. If you’re serious about leveraging AI in your business, explore how to scale these processes with both free and paid tools.









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